From an unhappy LC investor. I have stopped investing for the past 6 months and taking my business somewhere else.
For those who care, here are the numbers -->
My Notes at-a-Glance 702
Not Yet Issued 0
Issued & Current 599
In Grace Period 5
Fully Paid 76
Late 16 - 30 Days 0
Late 31 - 120 Days 7
Default 0
Charged Off 15
Adjusted Net Annualized Return 6.35%
A(27.0%) B (42.0%) C (26.4%) D (4.6%) E (0.0%) F *** (0.0%) G *** (0.0%)
Update as of 02.23.19
My Notes at-a-Glance 385
Not Yet Issued 7
Issued & Current 321
In Grace Period 0
Fully Paid 40
Late 16-30 1
Late 31-120 Days 8
Default 1
Charged Off 6
Adjusted Net Annualized Return 5.31%
Net Annualized Return 7.80%
My notes by grade are:
A 17.50%
B 61.60%
C 12.90%
D 6.30%
E 1.70%
I didn't like the amount of issues I was having with the higher interest loans so I've been focusing away from them lately. That seems to be working.
Overall I'm still happy.