Lend Academy Network Forum

P2P Analysis/Investment Sites => PeerCube => Topic started by: twigster on February 24, 2013, 02:06:12 AM

Title: Is Income Verified?
Post by: twigster on February 24, 2013, 02:06:12 AM
I am logging in and then looking a 'Historical Performance based on Matured Loans'.  It shows 'Total ROI based on matured loans' = 6.8%.  If I select Is Income Verfied? both False, True or Both (False or True) come out with the same exact result, ROI = 6.8%.  Likewise changing other parameters (Employment status = Self-employed) then pressing Review Historical Performance and the result is still the same ROI = 6.8%. 

Shouldn't the numbers change depending on the input parameters?
Title: Re: Is Income Verified?
Post by: AnilG on February 25, 2013, 12:44:19 AM
There are quite a few attributes listed on filter page that are not part of historical loan data file provided by Lending Club. "Is Income Verified" and "Employment Status" are two such attributes. Selecting different options for these attributes will not have any impact on the calculated historical performance.

Thanks for bringing attention to it. I need to update the site to clarify this information for other users who might be wondering same.