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Messages - HappilyRetired

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General P2P Lending Discussion / Re: Opinion on Wunder Solar Funds
« on: November 25, 2018, 03:51:29 PM »
I invested the minimum in two of their funds back in 2017 to get my feet wet and have been getting paid monthly as expected (the money is sent to my outside linked bank account).

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General P2P Lending Discussion / Re: Any feedback on Yieldstreet
« on: November 25, 2018, 03:47:44 PM »
With YieldStreet, you're betting on the skill of the jockey (the manager of the investment) and the skill of the platform (YieldStreet) in screening out the bad loan applications.  You're also betting on the common sense of the investor to put only a small amount of their investment capital on the line (money they can afford to lose).

I'm not in a position to judge the merits of any particular investment myself ("I don't know jewelry"), but I can make sure I trust the platform ("know the jeweler").  I haven't actually made any investments yet, but I have money staged on the site to be ready when the right one for me comes along.

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Introductions / Re: Members' Thoughts and Experience with StreetShares
« on: October 18, 2017, 04:37:59 PM »
I've been invested on both StreetShares platforms for a few months and am happy with the results so far.

I consider the borrowers to be part of the "nano-cap" market, which helps to diversify my portfolio.

I realize the riskiness of these loans and the start-up nature of StreetShares, but the amount of money I've deployed is small.

I categorize these investments as "pilot trading" where I have a small amount of skin in the game to learn how they work.

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