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Topics - Lovinglifestyle

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1
This was probably discussed before? 

I searched my total loans for a particular example of what a charged off loan that received a recovery payment in Feb. 2019 looked like at the time it was charged off.  The loan has vanished from my records.  Just now, I tried to find a different loan: nothing.  About a year ago, also tried and gave up.  My only idea is that I sold the loans, but I'm getting recovery payments anyway.  Did not look up sold loans.  Any ideas? (I tried to avoid user incompetence, but who knows.)

Did not want to hijack the negative account balance thread from rj2, but that's what got me started on this wild goose chase. btw, I haven't seen a negative balance and now have $4.00.  Thanks Fred93, good to know.  I did read about the Feb. 12, 2019 payment policy change when it came out.

2
Investors - LC / Balance Drop Without Activity
« on: June 22, 2018, 09:16:34 PM »
How can I have 11 cents less today than yesterday, with no activity entries (only FP and COff notes)?  Balance .59 yest., .48 today.
Will wait and see what happens next before I ask LC that.
Anybody else see that today?

3
PeerCube / Recent PeerCube changes?
« on: February 10, 2018, 09:09:01 AM »
Has anybody else not been able to see current listings for about 3 days?  The availability chart shows a flat line since Thursday.  Hope things are ok there.

https://www.peercube.com/histperf/available_loans/lc

4
Foliofn - LC / Folio Fico Trend Chart Not Working
« on: October 25, 2017, 09:31:01 PM »
Three up trend notes trended down today or yesterday (didn't look then), and today I'm listing them but all three charts are blank!
Temporary hitch, I hope.
Anybody know how long it's been like this?

5
Investors - LC / Safari 11 update
« on: September 22, 2017, 01:49:20 PM »
Anybody else having problems with LC since the latest Safari update yesterday?

Notes and Browse won't load. 

Firefox works fine.

Could be just me, as usual.  CleanMyMac 3 didn't fix it.

6
PeerCube / Portfolio Snapshot
« on: August 30, 2017, 09:13:54 PM »
Since, according to the Active Notes definition at the bottom of this chart, my Active Notes number (1694) is wrong, does that mean the average age of my active notes is also wrong?

With nothing else to do, I just decided to look again and wonder "out loud" to somebody here.

Portfolio Snapshot
5,441

Total Notes

$15,083.46

Portfolio Value

$255.73

Available Cash

1,694

Active Notes

$64,720.78

Interest Received

$125.00

In Funding

13.6 mo.

Active Notes Age

$14,202.32

Fair Market Value

4.21%

Loss Rate

Active Notes Distribution

Credit Grade (the distribution bars didn't show up, but their numerical values for each remaining principal category are wrong too)

A
B
C
D
E
F
G
Credit Grade
$0
$2,000
$4,000
$6,000
$8,000
$10,000
$12,000
$14,000
$16,000
$18,000
Remaining Principal
Loan Term

60
36
The Active Notes are those notes that haven't been Charged Off or Fully Paid yet. The Active Notes Distribution displays the portfolio exposure, by remaining principal, to different Credit Grades and Loan Terms.

7
What's up with this? 

Are there 218 or 242 loans available?  Depends on whether I uncheck Exclude Invested or even Fractional, Whole after Browse.

Noticed this a long time ago, gave up.

Some "Active Filter" seems to be operating behind the scenes.  I have no "already invested in loans" to count.

8
Investors - LC / Silly Question
« on: May 26, 2017, 07:53:21 PM »
Why can't the Portfolio Details show the sold notes?

9
Investors - LC / New Sign In Window
« on: May 07, 2017, 10:14:17 AM »
Have other people been getting a new sign-in window with blank spaces at the site?
I find it annoying to have to do the whole thing every time.

This is the response I got to my question about it:

"Hello,

Thank you for your email. I would suggest you to call into our office so we can reset your password over the phone.

At your convenience, please give us a call and we will be happy to assist you with your inquiry. We are available at:
 
Toll free: (888) 596-3159
Hours: 7:00am–5:00pm PST, M–F

We hope this is helpful. Please feel free to contact us with any additional questions.

Best Regards,
--------- "

My question was:  "What's with the sign in page wanting me to fill in all the spaces now, with a "remember me" box that doesn't do anything?"



10
PeerCube / Lending Club ID not Found
« on: April 08, 2017, 09:32:08 AM »
Have any other manual investors been finding loans in their cart that can not be found on PeerCube?

This has been a problem for me at every loan release.
Today, for example, at 9 minutes after the first (6 A.M.) release, "No loan with Loan ID 104073726 was found."
It was only 3% funded on LC (still available) and one of two released that I carted in the first two seconds.

The other today was 104901255, which was fully funded before :09 minutes.

This was the reason I used to subscribe to IR.  I could get at least some extra information there.
Maybe I'll have to re-subscribe to IR for that.  Have been waiting to see if anything changes with the PC speed
or/and availability factor.

In case somebody thinks of browsers, both Safari and Firefox returned the same results, with different wording, which
I guess was due to which links I used.

Thanks for reading.

11
Investors - LC / Offset digits in Portfolio Column
« on: March 20, 2017, 04:14:10 PM »
Anybody else have this Portfolio name display issue with 16 and 31+ lates from the Summary page?

30. 11-201               (should be "30. 11-2016")
6

Editing out the space after the period doesn't help.  All other sources of Notes show all the digits in the portfolio name on the same line.  Problem began a few months ago.  Telling LC didn't help either.

What can I say, it bugs me.  Am I the only one seeing this?










12
Investors - LC / Why so much time "In Review"?
« on: March 14, 2017, 09:01:47 AM »
Loan ID 98043825 for 10K has been in Review since Feb. 14.
Why so long?
LC wants to hang on longer to 10K from 272 lenders even if the borrower (Home Impr. loan) is not responding?  Grade is F1.

13
Interest Radar / My Sales page updates
« on: January 07, 2017, 05:05:45 PM »
I'm curious as to why my sales listed under Month of Sale often fail to show up.  For example, this month 4 are sold and all 4 show up in the process box, but only 2 of them are parsed (from 1-04 and 1-05).  The 2 from 1-06 (yesterday) do not "parse".  Also, last month 56 were recorded but 86 were sold. 

14
PeerCube / Note Not Issued?
« on: November 01, 2016, 06:42:38 PM »
Does LC sometimes not send data correctly, which causes a notice like this for a perfectly valid note?

Order Confirmation
Show  entries
Search:
Loan ID   Note ID   Ask Price   Execution Status   Sell Status   Days to Expire
24676126   55329967   $17.71   NOTE_NOT_ISSUED   ERROR   7
Showing 1 to 1 of 1 entries

15
PeerCube / Loan ID Page re most recent accounts
« on: June 24, 2016, 02:59:36 PM »
I use the heck out of the Loan ID page.  So I'm curious about why it has a field for "Months Since Most Recent Revolving Account Opened", but not one for "Months Since Most Recent Installment Account Opened"?

The reason I didn't ask a long, long time ago is I figured the answer would be "It isn't statistically significant".  Even if that is true, I anecdotally find installment behavior relevant and would like to know when the most recent of many was signed up for.

Thanks for any explanation, anybody!

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