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Investors - LC / End of Month bulk Charge Off pattern: Why?
« on: November 01, 2016, 01:22:54 PM »
It seems that few months ago LC has implemented a charge off policy where the loans are mostly charged off at the end of the month, as opposed to normal as they come pattern.  Has anyone else noticed this, and any thoughts on why they are doing it? Also, it seems that the bulk charge off catches loans that are not in default status but ranges even into 16-30 days late...pretty frustrating in estimating returns and CF...

Foliofn - LC / New Folio API: Thoughts, comments etc?
« on: November 04, 2015, 02:53:11 PM »
Apparently there is a new API that allows to automate Folio directly

Has anyone taken a look at it yet, and any thoughts about usability, features, issues etc?

Investors - P / No 12 PM release on Prosper today?
« on: May 14, 2015, 01:17:43 PM »
Seems Prosper decided to skip the noon release without any notice...anyone know what the story is?

Investors - LC / Lack of payment data in LC API
« on: March 20, 2015, 10:10:15 AM »
Just wanted to note that it is a bit strange that LC explicitly does not provide a value of monthly installment for each loan in its API.  sure it is fairly easily derived from installment field and proportion of loan you hold, but why make the investors jump through little extra hoops?

Investors - LC / Recovery payments in API: where do they show
« on: February 23, 2015, 10:08:45 AM »
Wanted to see if anyone knows where do the recoveries that we receive on charged off loans show up in the API?

I am sure I am not the only one who has noticed this, any thoughts on why LC has been releasing 600ish notes per pull for the last couple of days?

Some kind of weird volume catch up in year end?

Investors - P / Serious Data Quality issues on delinquent notes
« on: December 15, 2014, 10:42:00 AM »
Was doing some analysis on my portfolio recently and noticed that there were a number of loans that were marked as CURRENT even though they were 120+ days late, and went straight from CURRENT to CHARGEOFF.

This is disturbing for several reasons, most notably because it screws up the delinquency statistics and estimations, as well as cash flow and return projections for the portfolio.

Have other people seen this, and how long has this been going on?

Wanted to see if anyone has a clear idea as to which API field shows the time in months or days since last bankruptcy or major derogatory in Prosper?

Investors - LC / Calculating actual days late
« on: October 25, 2014, 04:26:35 PM »
The status field gives us the lateness status in 3 categories (IGP, 30-, 30+), does anyone know what fields may be used to calculate the actual days late for a loan to obtain more granular data, much like Prosper provides?

Investors - LC / Identifying whole loans in API
« on: September 04, 2014, 08:30:27 PM »
I am wondering if there is a field in the API that identifies Whole Loans as such?  I saw a field called NoteType that may have been that, or possibly one called initial_list_status with w/f as values?

Thanks in advance.

Investors - LC / Obtaining / calculating cash balance via API data
« on: May 09, 2014, 02:40:10 AM »
Wanted to see if anyone has a quick method to do this, as LC doesn't have the account API endpoint which specifically states remaining cash balance like Prosper does. 

Investors - P / Prosper 5PM loan pool not posted
« on: March 04, 2014, 08:12:28 PM »
Seems that there are no loans released today at 5PM...also seems like there was a separate release midday off schedule...anyone else notice this?

Investors - P / Loans with origination date in December???
« on: November 28, 2013, 11:36:22 AM »
Had a loan added into my portfolio today showing origination date as December 2. 2013.

This is quite a glitch, and can skew the vintage results, anyone else see anything similar?

Here is the note ListingNumber: 1044480

Investors - LC / Historical data sources
« on: November 26, 2013, 12:44:05 PM »
Is the only way to get historical listings data currently available the download full file from the website, or is there a way to query this via an API?

Investors - P / Defaulted loans and their-sub-categories
« on: November 22, 2013, 07:01:05 PM »
Wanted to see if anyone has looked at the difference between charge-offs and loans labeled as defaulted, as well as the sub-categories of defaulted...

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