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Topics - Ran

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Foliofn - LC / Folio API stopped working since yesterday
« on: March 29, 2020, 10:27:08 AM »
Anyone seeing this issue since 3/28? Getting "The remote server returned an error: (403) Forbidden." error when trying to get the list from

Foliofn - LC / Folio API note selling
« on: March 07, 2018, 09:14:07 PM »
Anyone successfully used the latest Folio Notes API to post notes for sell?
The API document said you may POST to url
with JSON content like [{"noteId":"NOTEID","price":25.00, "orderType":"SELL","expirationDate":"2018-03-14"}].
I tried but only get 400 bad request which means my JSON content is rejected. Now I am wondering whether that API document simply contains error. 

Investors - LC / Feb recoveries from charge off loans
« on: March 03, 2017, 08:48:44 AM »
Did not see any recoveries posted in Feb for charged off loans. Usually see it in the last week of a month.

Investors - LC / LC just increased loan limit from 35k to 40k
« on: March 04, 2016, 05:33:49 PM »
Nice move

Investors - LC / Still do not see recoveries for Feb
« on: February 29, 2016, 09:21:21 AM »
Today is the last day for LC to post note default recoveries for Feb. Hope LC's system did not freak out because this year is a leap year or they think there is 2/30:-)

Investors - LC / Http 403 Forbidden Error
« on: July 25, 2014, 07:05:12 PM »
Have not tried to buy from primary market for a while, focusing on Folio only. Yesterday 9:00pm decided to look into primary market and tried to add a loan to order using /data/portfolio screen scrapping link. I am surprised that I consistently got 403 Forbidden error starting 9:00 until around 9:30pm.
Hats off to LC for blocking screen scrapers, however, I am very curious to know from a technical point how LC know I am screen scrapping since browsing loans from browsers works at the same time

Investors - LC / Account Summary page hanging
« on: June 13, 2014, 09:30:32 PM »
Every other pages are fine, but account summary page(when I click "Account" tab after login) is VERY VERY SLOW to the point of hanging.
Looks like LC updated that page, but do they ever have qualified developers?
Things keep breaking. They are better off hiring me to fix their system or update process :).

Foliofn - LC / someone is dumping current notes at -20% discount
« on: June 10, 2014, 02:49:01 PM »
once a few days recently. OK, those notes have impaired history, but those impairments typically are more than a few months old and FICO looks great. I have to admit that I love those notes and I've tried to catch a few. But still.....what happened? :o

One Note is
I understand a guy is using a computer doing the job.
It started at -87% discount(may be even bigger) for a 120+day soon-to-default-note. But, come on, even a computer will find 2c price change too boring and too slow 8)
Welcome Folio sellers' comments on this strategy.

Investors - LC / >95% off notes
« on: January 13, 2014, 10:33:05 AM »
There is a guy or probably a few guys buying out 95% off notes at Folio, including the famous Chapter 7 bankruptcy notes.
Are those guys finding something new regarding Chapter 7 recovery rate or they are just plain dumb.
I lost a lot of fun(really) when everything got cut off 95%.

Investors - LC / payment plan for deep red notes
« on: January 11, 2014, 06:03:54 PM »
Borrower already missed payment twice, and FICO dropped by 100 in two months. What is the point of "On Payment Plan"? Is it just a computer auto-generated thing?

like this one
and this one
They do not have earliest credit line year, rev line, inquiry in last 6 months and bank credit utilization, etc, very important factors.

Investors - LC / LC loan release problem again?
« on: September 19, 2013, 05:11:31 PM »
How come only 37 loans outstanding as of 5:11pm and 6 of them are throwing-your-money-away G loans

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