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Topics - jackbequick

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Foliofn - LC / Folio csv
« on: January 07, 2015, 09:57:49 AM »
How current is the CSV download? Is it current as of the download? Or is it updated periodically throughout the day?

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Investors - LC / Data Analysis
« on: January 02, 2015, 12:08:13 PM »
I've downloaded Lending Club's 2014 - 09/30/14 data. I have 161,232 records, which is about the only thing I think is right.

The data dictionary on the download page doesn't match the headers in the CSV file. The variables are inconsistently named between the downloaded data and the REST interface - It seems a mess. I'll start with a simple sum of funded amount (funded_amt) by grade...

Here's are the values I get              
                          
Charged Off9,851,725
Current2,229,530,025
Default244,975
Fully Paid109,081,375
In Grace Period17,342,550
Late (16-30 days) 7,297,925
Late (31-120 days) 23,292,550
TOTAL 2,396,641,125

These numbers don't match Lending Clubs own website here (you have to manually adjust the start and end data under "LOAN PERFORMANCE DETAILS".

I'm sure I'm doing something wrong, but I can't figure out what it is. Any thoughts?

3
Investors - P / Number of loans
« on: December 31, 2014, 05:18:30 AM »
How many loans do I need to have in a portfolio to ensure I don't loose all my money?

Specifically, I'm defining a narrow filter and I'm trying to determine how many notes I need to fund.

4
Investors - LC / Funded Amount Size
« on: December 30, 2014, 04:35:54 PM »
Hello All!

Is there any difference between investing two times at $25 in a single loan or $50 one time in the same loan?

Is it easier to get liquidity for the $25 loan?

Thanks!

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