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Topics - wdong

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Investors - LC / high past-due note rate
« on: August 31, 2016, 10:17:33 AM »
I've been investing in lendingclub and prosper for about 6-9 months.  Here's my number:

Adjustment for Past-Due Notes  ( $547.04 )
Adjusted Account Value             $45,672.05

Adjusted Net Annualized Return 7.42%.  (I heard that the number is already inflated for an account < 1 year old.)

And here are my prosper numbers:

Current $9,861.93
Late      $416.10


Aren't the late ratio a bit too high?

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