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Topics - statslender

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Investors - LC / How does Default status work?
« on: February 16, 2016, 09:46:47 PM »
I'm trying to figure out Lending Club basics, so I downloaded the LoanStats3c data (2013-2014 originations) from

According to, defaulted loans haven't paid in 121 days. But I'm seeing 7 loans in Default with last payment in December 2015.

What gives? Are these notes truly in Default?

Apologies if this was answered somewhere else - I'm new.

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