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Messages - jheizer

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Investors - LC / Re: What is the lifecycle of a "hardship" loan?
« on: June 23, 2020, 11:12:04 AM »
Are they sell-able now?

Investors - LC / Re: hardship fields in spreadsheet wrong
« on: May 13, 2020, 10:35:28 AM »
It has been annoying from the selling side too.  I got all my notes sold pretty fast when this all started except 10.  You all keep buying them, but then they cancel with "Canceled: This loan cannot be sold on the secondary market."  Most appear good and were being bought at a slight markup. 

Foliofn - LC / Re: Folio API stopped working since yesterday
« on: March 30, 2020, 03:39:26 PM »
:( annoying.  Glad I saw this or I still would have been dropping prices not know the API is down so why there are no buyers.

Wow, got me beat by far.  Down to 20 notes here.  The few that failed out from processing payments last week that didn't then resell over the weekend.

... *turns prices back up*

haha.  If they were good ones with less than a year left to pay good chance it was me.  I basically broke even last year between interest and defaults.  Haven't bought any new in a long time.  Just kinda ready to be done and have one less account to check or do taxes for.  This just got me to finally do it.

:( Sucks to hear  Over the last few days I purged a lot of notes that *should* have been pretty good ones.  Crappy that they are limiting the already tiny number of buyers driving my ability to get money back down.  I was extremely strict on my buying so the first 200 or so sold very fast and at easy break even prices.  Slowly been pricing the rest down from there every few hours.  Down to 35 notes now.  Hopefully the get on it soon.

General P2P Lending Discussion / Re: Is It Time To Use The 'R' Word?
« on: March 19, 2020, 03:25:27 PM »
I decided to try to GTFO.  Listed everything for break even prices.  People have been nice enough to buy 1/3 of them so far.  They are all very aged and stead so as long as things don't get too bad too fast someone is getting a great deal.

General P2P Lending Discussion / Re: EstatePlanning for P2P Accounts
« on: March 06, 2020, 02:34:06 PM »
For the simplest scenario, I showed my wife how to log into LC and refresh the API token.  That way all future investing from my app at the time was halted.  From there I just said transfer cash out as it accumulated.  No IRA or anything else in my case to have to worry about.

Off Topic / Re: Cash Parking
« on: January 24, 2020, 06:02:24 PM »
HA this talk made me remember I tried out TreasuryDirect last year.  It was so awful I only bought a single 1YR test one and decided against the entire plan.  Forgot about it.  Surprise money maturing in 6 days :)

I've had my other cash sitting in wealthfront's cash account.  Also down and at 1.78% now, but they/their site has been pretty good so far. 

I did not.  Winding down.  Would have ignored it anyway.

General Discussion / Re: GroundFloor equity offering
« on: March 13, 2019, 02:22:46 PM »
Emailing like once a week now about it.  Not giving me any more confidence.

General Discussion / Re: GroundFloor equity offering
« on: March 04, 2019, 05:16:43 PM »
Ha maybe you just got this email too, or maybe not, but received while reading this:
This month only, earn 100 bonus shares
when you purchase 1,000 shares or more

Is there currently a stable winner in the RE space?

Investors - LC / Re: Recovery Payment Received for Charged Off Loans
« on: February 19, 2019, 01:41:36 PM »
Thanks lascott.  No matches here either.

Investors - LC / Re: Recovery Payment Received for Charged Off Loans
« on: February 19, 2019, 10:17:41 AM »
Could you dump them into a single column so its easier to get into excel to match?  Doesn't go in cleanly as is.  Curious where this is going.

Foliofn - LC / Re: daily spend?
« on: January 11, 2019, 11:56:16 AM »
Back in 2016 I would have been fighting you.  My setup was pretty efficient back then ignoring all the off to payment notes buying every 5 minutes or so.  But I only bought like 500 in the end so unnoticeable probably.

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