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Messages - Bilgefisher

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Interest Radar / Re: Current Listings
« on: April 20, 2013, 08:56:26 PM »

By deselecting the folio listings, it appears to have not only fixed the current listing investing amount but also the available loans showing up on the right.  Thanks for the tip.

Interest Radar / Re: Current Listings
« on: April 19, 2013, 09:46:46 AM »
Thanks Rev, I'll make sure my filters do not have Folio checked.

Interest Radar / Re: Current Listings
« on: April 18, 2013, 01:19:01 PM »
I'm still having this issue despite saving my searches correctly with current listing and desired amount.  I still have to manually go through each search, select current listing and my amount, then hit run.  Not the end of the world, but very time consuming.

To compound this, available loans are not always showing up on the widget.  I cannot readily see if there are any loans available that meet my searches until I go through each one manually.  Today for instance, it showed no available loans for any of my searches, when I clicked through them manually, there were loans available.  The available loans number is extremely useful and time saving when it works correctly.


Interest Radar / Thank you
« on: April 12, 2013, 02:25:13 PM »

I just wanted to thank you for creating your service.  I have used it as my primary source research when investing in LC.    Your constant improvements are also much appreciated.  I'm sure others feel the same way.


Investors - P / Re: Is Prosper turning around?
« on: April 08, 2013, 10:07:59 AM »
Does prosper really need to catch LC?  As long as they provide a good product and are profitable, I don't care who is larger.

Investors - P / Re: Is Prosper turning around?
« on: April 05, 2013, 11:13:07 AM »
I agree things are moving in the right direction.  Its nice to finally start seeing a larger loan selection.

I'd be curious how their default rates have been affected over the past few months and how well they are going after deadbeat borrowers(2 payment or less borrowers) in the future. 0-2 payment borrowers who declare bankruptcy are committing fraud in my opinion. 

Why rob a bank when you can borrow far more than than a teller has and simply default with little to no recourse from the lender.

Investors - LC / Re: My first - WTH loan - A5 declaring bankruptcy
« on: April 03, 2013, 01:20:25 PM »
The bankruptcy trick is unfortunate, and costs us all.  I really wish LC and prosper would go after more 0-2 payment defaults.  Even the small amounts.  Get the word out that its not wise to try that with these companies.

Suggestions / alternate investing
« on: March 29, 2013, 09:50:23 AM »

you have an off topic forum, and there are a few posts on different forms of investing.  Would it be possible to create a sub forum for investing not related to p2p.


Investors - P / Re: Prosper files 2012 10-K with the SEC
« on: March 28, 2013, 12:27:56 PM »
You make a valid point.  I'm not suggesting ND, but there are plenty of markets with capable programers that are far cheaper than SF.

The programing they are doing is hardly revolutionary where you need the latest advances in technology.


Investors - LC / Re: How long can a loan be held "Under Review"?
« on: March 22, 2013, 12:19:58 PM »
The length of time does concern me.   I realize there is a push to get loans to market, but I would prefer LC vetted them a bit more before letting my cash sit idle in several loans for 1 month.  Those delays can rack up literally thousands in unrealized gains.

To me its the same as a manufacture putting out an untested product.  I figure there is something I'm missing to the equation, I just see no good reason for a 1 month delay.

Investors - P / Re: Prosper files 2012 10-K with the SEC
« on: March 22, 2013, 12:13:55 PM »
While not their largest costs, I do tend to wonder why prosper and LC choose to reside in one of the most expensive markets and most business unfriendly states.

Investors - P / Re: Worth-Blanket Investing 100% of Loan Values
« on: March 16, 2013, 02:23:19 PM »
Seems to be a common theme with prosper investors. I just pulled my first bit of money out in 4 years.  That money is heading over LC.  I realize the new CEO is trying to get the house in order, but from the outside looking in, I see no positive changes.  Allowing 100% loan investing by a few big fish when there are 1000's of investors scraping over a few loans seems to be poorly thought through.

Off Topic / Re: Favorite Beer
« on: March 14, 2013, 10:21:37 AM »
Not that much of a drinker, but.............Do you keep your consumption of non-mainstream beers to under 10% of the total or do you routinely exceed that percentage. I routinely exceed that because 10% or under doesn't do much for my overall appreciation/enjoyment of the entire beer drinking experience.  :)

Any other thoughts?

Dan I agree.  First mainstream beer Ive had in years was recently a bud.  Call me a beer snob, but I'd rather drink water than a Bud.  Coors can only be done with as a red Coors.

I live in Colorado, its the Napa Valley of beer making.  Over 160 microbreweries.  Have a mainstream beer here is liking having box wine in Napa.

Just tried a Odell (Fort Collins) Red at Old Chicago's.  Very good.  My main beer lately has been Avalanche Ale by Breckenridge Brewing CO.

Interest Radar / Re: Current Listings
« on: March 14, 2013, 09:29:40 AM »
I have done exactly that on all my saved searches.  After two or 3 times logging in, it no longer saves the current listing amount or checkbox.

Investors - P / Re: Divesting from Prosper
« on: March 13, 2013, 07:17:31 PM »
I'm not investing anymore with prosper at this time.  If I don't see improvement soon, I will start transferring money over to LC.

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