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Messages - Lovinglifestyle

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Investors - LC / Re: New Platform
« on: July 09, 2018, 05:45:08 PM »
I actually like the Loan ID and Note ID in one column.  Saves hunting.
Crazy:  clicking on Charged Off gets all the fully paid ones too, as somebody else said.

Old annoyance still there:  My Notes At A Glance box still springs shut after every use--no choice to stay open.  Used to be an option for that, long, long ago.

Still awful:  Never was any transparency for figuring out how one's investment is actually performing.  Now it's worse.

Investors - LC / Re: New Platform
« on: July 02, 2018, 02:12:29 AM »
If you manage to get to the Folio Trading Platform, the Sell Notes button is under the top blue heading bar, the 4th in gray from the left.

There is a Portfolio selection choice drop down menu on the Sell Notes page.

Can't answer the other question.  Can you sell notes on Prosper at all now?  I thought not.  Maybe I missed something recently.

This is where I found the above:

Edit P.S.  I also just found a Sell Notes button from the Holdings page by clicking on the Note ID for a loan.  On the ID page, it's near the top right, in blue on the line where the account number is. 

I don't care now.  I'm out.  Nothing but eliminating  charge-offs would bring me back.  I can live with the federal rates now.

Investors - LC / Re: New Platform
« on: June 29, 2018, 10:15:42 PM »
The E numbers in Browse are still hard to read.

7.  Which is easier to read?      IMO the second one is easier to read-- better contrast,  background color is darker

Investors - LC / Re: Balance Drop Without Activity
« on: June 23, 2018, 08:59:57 AM »
None when I checked yesterday, but today--yes!  As I thought possible, the fee was charged before the recovery logged in.  Woo-hoo, $.64 minus $.11 fee!  Balance is up to $1.12 now, since being $0 on 5-29-18 when principal balance went to 0 and I withdrew all cash.

Investors - LC / Balance Drop Without Activity
« on: June 22, 2018, 09:16:34 PM »
How can I have 11 cents less today than yesterday, with no activity entries (only FP and COff notes)?  Balance .59 yest., .48 today.
Will wait and see what happens next before I ask LC that.
Anybody else see that today?

Investors - LC / Re: Credit for Ineligible Loan
« on: June 16, 2018, 07:02:00 PM »
Just looked.  Yes, I did!  Don't know if it has happened before.

06/14/18TransferCredit for ineligible Loan ID 1006579$0.00
06/14/18TransferCredit for ineligible Loan ID 38625206$0.00

Investors - LC / Re: LendingClub is missing a couple of my notes
« on: June 16, 2018, 06:57:35 PM »
I just checked mine.  The note number dropped by 2 from what it was on 6-1-18.  One left the Fully Paid category, and one left the Charged Off category.  Have no idea which notes those were.

Partial Quote
Posted by: dr.everett
on: May 26, 2018, 10:38:23 PM Insert Quote

"On a side but related note- I find it interesting that a lot of the automated tools seem to be dying off. Bluevestment has folded, InterestRadar isn't far behind, Lending Robot seems to be slowly divesting away, etc. I think Peercube is the only one left. (Keep it up Anil!)" --dr.everett, in reply to .Ryan. .

If I had the size portfolio I did from 2 years before, the loss of these tools would really raise my stress levels. Using the tools as I did to liquidate when I did, while time consuming, minimized my losses and my stress levels."


I agree 100+%!  The thought of losing PeerCube (Thank you, Anil!!) along with Folio, after already losing the P2P aspects, did me in.  "It ain't what it used to be" is the follow-up reminder to self that finally got me out.  One thing it used to be was fun.  I started in Oct., '08.

I would so not be surprised that I can't wait for Monday to see if my final 4 notes make it through "execution of sale order" on Monday!  This issue of being the only secondary market left is what made me escalate liquidation!

Investors - LC / Re: Internal Server Errors
« on: May 12, 2018, 08:39:36 PM »
I haven't seen that one, but a couple of days ago on Folio the sale numbers I asked for were not the ones that showed up.  Couldn't make them right after several tries, so I finally signed out and back in.  Then it was back to normal.  Glad I happened to pay attention, and not sell at up to 77% loss instead of +.5%!

Today I went to -35% and sold a Grace with a perfect 47 payment record and a green arrow.  Started at -10, yesterday.

Short answer, previously stated:  if it isn't sold, drop the price.  Investors know what they're looking for.

I can't find my own notes for sale on Folio either.  Crazy system. 

I've been trying to sell a current note with a perfect payment record. Its last completed payment date was 3-7-18.  It appears to be available to sell, but after entering the price and "submit" I get this: "One or more of your Notes cannot be sold. Note Id(s): 70825904, 73176492".  The actual note ID is 82606235.

I asked LC about it, but have not yet received a reply.  Weird.  The only reason that could apply is if there is a pending BK.  There are no comments under the payment history. 

When the sell function works, dropping the price is the way I get notes sold.  They have to be priced to sell--not priced to keep.  I sold the worst notes first, and am letting the best live out their lives until something regresses.  I keep an eye on the monthly FICO trend chart via the sort function on the Folio SELL page for what to sell.

Haven't read OleBill's blog yet, but am looking forward to doing that!  Thanks!
Edit to add:  P.S.  On the 14th now, I am now able to list the note, although I did not yet get a reply from LC.
2nd Edit:  8 min. after listing for -2.56% it sold.

Investors - LC / Re: Lending Club Portfolio Score
« on: February 13, 2018, 07:44:06 PM »
Nothing bad happened to me (so far, ;-))!  The "delete account completely" (sic) button is easy to find, fwiw.  What impressed me a lot is that the manual selection via LC, with my fastest finger, found one note that did not show up at all (out of 9 in the release net) on other sites, and was "closing" at my shopping cart take.  That's what made me ask the above question.  With a subscription, would there be a way to get that one that closed too fast (like in a second) for me?

Investors - LC / Re: Lending Club Portfolio Score
« on: February 13, 2018, 01:30:17 PM »
When using the 1-Click Investing feature from the subscription plan, aren't quite a few of the picks 100% funded by the time even by the fastest time one can click?  Also, would 1-click be for each loan, or for the whole batch of filtered loans?  I couldn't find any of those details on the subscription page, while on the trial period.

PeerCube / Re: Recent PeerCube changes?
« on: February 11, 2018, 07:16:34 PM »
Nice!  Thank you!

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