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General P2P Lending Discussion / Re: Revolving balances don't match description
« on: November 10, 2012, 03:32:19 PM »
When you say you looked at loans requesting double or more the debt owed, do you mean the stated RCB, or the salary times DTI, or according to volunteered information?
LC does not include mortgage in DTI, but Prosper does, according to prior discussions someplace. I asked LC about this once and received a good reply which I can't find, so I must have cleaned my mailboxes too diligently!
I spend more time than I should comparing DTI to salary and loan payment amount. The 2% info about defaults for double or more requested is helpful--thanks!
LC does not include mortgage in DTI, but Prosper does, according to prior discussions someplace. I asked LC about this once and received a good reply which I can't find, so I must have cleaned my mailboxes too diligently!
I spend more time than I should comparing DTI to salary and loan payment amount. The 2% info about defaults for double or more requested is helpful--thanks!