1. The LoanNumber field from the ‘ListingsHistorical’ end point will be removed
2. The ListingNumber field from the ‘Loans’ end point will be removed
Tell me if I'm missing something here... This means that we can't tie loans (and their performance) to listings (which contain the credit variables) or the other way around. This means we can no longer do any historical analysis of credit variables?
It seems that Prosper doesn't want people doing analysis and making choices. I recently got a note from P that said if I wanted access to whole loans I had to agree to buy A and AA loans in proportion to their availability. What? Before we let you buy our oranges you have to agree to buy our apples?
I have had the discussion with Prosper on whole loans several times, before they used to say they will let us do it if we commit to buy 15% of our volume in A and AA. If they are changing that requirement to "proportion of their availability" that is even more annoying. Guess this is something that has to be done if you need volume and willing to take a strong yield hit by placing 15% of your portfolio in low yielding instruments.