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Messages - Debt Free

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Investors - LC / Re: Cancelled and Cancelling
« on: July 30, 2019, 05:17:37 AM »
And the ? bubble gives no answer as well compared to the other categories.

I have twice.  Their response each time was that they were aware of it but it is Folio's issue.  Fortunately, I was able to unload 95% of my holdings prior to this bug rearing its ugly face.

Any filtered searches under Folio I make result in error pages.  When this started several months ago, I was able to simply clear my browser cache and the problem would go away.  Now even with a cleared cache, I get nothing but errors.  Wonder if it is related.

Another SMF forum that I admin on was attacked in the last 24 hours as well.  Recruit more moderators to handle these as they come in and it helps a lot.

Investors - LC / LC now dropping E grade loans
« on: May 07, 2019, 11:51:33 PM »
Posted on LC's front page today...

Investment Update posted 5/7/2019
As of May 7, 2019, LendingClub stopped offering new grade E Notes except those corresponding to certain previously qualified or approved loans.

Effective July 1, 2019, no grade E Notes or loans will be available on the platform.

Investors - LC / Re: How did this note ever recieve an A1 grade?
« on: November 10, 2018, 07:13:57 PM »
14 closed credit lines / loans that still appear on the credit report?

Introductions / Re: Lack of judgement
« on: July 14, 2018, 04:54:57 PM »
Lenders literally "have heard it all".  You borrowed the money.  It is YOUR responsibility to pay it back.

It is real simple to track your own payments and know if they had not taken a payment out.  You could just as easily have called them and say, "Hey, I see you haven't taken my payment out.  Let me make my payment now."

Your statement about absconding with the money to Mexico is a convincing confession to criminal fraud.  I hope Prosper opens a case with the police.

Yes, we all got the same notice.

However, when I skimmed through it this morning, I found this clause...

"Based on the analysis performed by Federal Lead Plaintiff and its damages experts, the estimated average recovery per share for a Class Member from the Settlement Fund (before the deduction of any Court-approved fees, expenses and costs as described herein) would be approximately $0.45 per share...(sic if all Class Members participate, yada yada)"

Again, I just skimmed it before I left, but that is the one thing that jumped out at me considering it last closed at $3.32.

Investors - LC / Re: IRA preferred custodian change
« on: February 27, 2018, 07:23:04 AM »
According to LC's page, yes...

"LendingClub will pay the annual account fee at account funding on your behalf if within the first 12 months you maintain at least $5,500 or more invested in LendingClub Notes (as calculated by the outstanding principal balance of all Notes held in your account). LendingClub will continue to cover this fee for subsequent years, as long as you maintain this minimum amount invested."

Investors - LC / Re: IRA preferred custodian change
« on: February 26, 2018, 11:23:45 AM »
Sorry, been away.  From Lending Club...

"At this time for new accounts ISTC will be the custodian for LendingClub accounts, however for existing accounts at this time there are no plans to move all accounts over to ISTC, however this may change in the future."

Investors - LC / Re: IRA preferred custodian change
« on: February 22, 2018, 04:23:14 AM »
Looks similar to Strata but with a $5,500 minimum and $150 termination fee.

Sent an email to LC asking if they were intending on pulling Strata accounts over or not.  Somehow I doubt it.

Investors - LC / Re: tax question: "worthless security"?
« on: February 09, 2018, 05:51:41 PM »
 the IRS tax code book, correct?   :o

Investors - LC / Re: Liquidating IRA account for rollover
« on: January 30, 2018, 08:38:04 PM »
What was the value of the portfolios and number of notes in each account involved?

Investors - LC / Re: getting IRA money from Strata
« on: November 30, 2017, 03:40:12 AM »
Thanks.  Appreciate it.

Investors - LC / Re: getting IRA money from Strata
« on: November 29, 2017, 08:21:03 PM »
It's been discussed before and different numbers have been thrown around.  How much did Strata ding you on the transfers out each time?

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