Author Topic: The Good Old Days  (Read 5292 times)

Rob L

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The Good Old Days
« on: January 26, 2017, 06:20:37 PM »
Back in May of 2013 I started investing with LC and immediately began relying on P2P-Picks for loan selection. I maintained separate portfolios for each of the P2P-Picks risk categories in which I invested through December of 2013. All of those loans are now fully matured and, for posterity, here are my annualized returns over the full term (36 month notes only):

PMAX 1      16.0%
PMAX 5      14.8%
PMAX 10    14.0%
PMAX 25    did not invest

LMIN 5        6.7%
LMIN 10      7.4%
LMIN 25      9.0%

No wonder I'm a spoiled brat and am completely disillusioned with todays meager returns and even net losses.

lascott

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    • Appreciate my post and want to try LendingRobot? URL below
Re: The Good Old Days
« Reply #1 on: January 26, 2017, 06:45:22 PM »
Mine are still aging...

Code: [Select]
Notes Avg Rate Loss Rate Avg Age (months)
P2P-L Min A 640 6.56% 2.00% 20
P2P-L Min B 1,217 10.02% 3.30% 21
P2P-P Max C 839 13.34% 6.70% 22
P2P-P Max D 714 16.87% 10.10% 25
P2P-P Max E 374 19.88% 11.80% 26
P2P-P Max F 9 24.67% 0.00% 34
Tools I use: (main) BlueVestment: https://www.bluevestment.com/app/pricing + https://www.interestradar.com/ , (others) Lending Robot referral link: https://www.lendingrobot.com/ref/scott473/  & Peercube referral code: DFVA9Y