Author Topic: 36 months vs 60 months  (Read 19236 times)


  • Sr. Member
  • ****
  • Posts: 401
    • View Profile
    • Email
Re: 36 months vs 60 months
« Reply #30 on: November 18, 2015, 05:04:31 AM »
I don't know how NSR defines and estimates Loss Rate. Reviewing the chart posted by Fred and loss rate numbers published by Lending Club, I will guess NSR might be under-estimating the loss rate. The Lending Club Cumulative CO Rates spreadsheet provides lot more information including split by credit grade,

Hi Anil,

Where did you get this file? Is it in your dropbox acct or LC's? How did you find it? Does LC publish someplace an index of public data? Or did you ask LC to provide the data?

This is a very important file. It uses a pivotTable so you can not only look at the breakout by term but by Grade as well. Been wanting this data for a long time.



LC doesn't advertise its location, but you can find this file and more published monthly:

Thanks for the info and my apologies to Anil for the earlier miss-spelling of his name.