Author Topic: Attn: Loan ID: 10165805  (Read 5181 times)

BmoreBirds88

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Attn: Loan ID: 10165805
« on: August 09, 2019, 02:31:24 PM »
Hello everyone,

Glad I found this place as it seems to be the only place where borrowers have some capacity to interact with investors.

If you would kindly review the current loan I have posted on Prosper & consider funding it would be greatly appreciated. I know many of you have preset parameters you like to stick with but I wanted to post this with the hopes to provide a “fuller-picture” outside of  some data points.

My income is listed on the prosper application but does not account for my fiancé’s income which is within the same bracket  Since she had to go to school for quite some time & obtain her Masters I have been the “provider”  which means most of our collective debt is under my name. Also, we are not married yet (it’s only been 15 years, smh... but we are marrying Spring of 2020) so only our mortgage is in both of our names.

I am looking to obtain the loan to consolidate some debt (not sure why it’s listed as “other”). I always pay my bills & have a great job with a major insurance company.

Just wanted to provide a little insight & see if anyone here may be interested in taking a look. More than happy to answer any questions.

Thanks in advance,
- Ben

PS: wrote this in my iPhone & didn’t proof read.
« Last Edit: September 08, 2019, 10:07:40 PM by BmoreBirds88 »

lascott

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    • Appreciate my post and want to try LendingRobot? URL below
Re: Attn: Loan ID: 10165805
« Reply #1 on: August 09, 2019, 02:43:45 PM »
All sounds very reasonable on the surface. I don't invest in P2P anymore but good luck.

Paying interest is throwing money out the window as most know. With both your income you can snowball this debt yourselves of course.  Minimum payments to lowest interest debt. As much as you can to in a payment to your highest interest debt.  https://www.google.com/search?q=debt+snowball

https://www.youneedabudget.com/

Tools I use: (main) BlueVestment: https://www.bluevestment.com/app/pricing + https://www.interestradar.com/ , (others) Lending Robot referral link: https://www.lendingrobot.com/ref/scott473/  & Peercube referral code: DFVA9Y

Fred93

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Re: Attn: Loan ID: 10165805
« Reply #2 on: August 09, 2019, 03:36:53 PM »
That loan will quickly fund.  Don't worry.

BmoreBirds88

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Re: Attn: Loan ID: 10165805
« Reply #3 on: August 10, 2019, 08:59:29 AM »
Thanks for the replies.

I think the whole ‘being able to see funding status’ thing is throwing me off. Suppose I thought it would fund fairly quick considering the risk/return outlook but looks like it might take a few days for investors to get on board.

Appreciate the insight & consideration!