Author Topic: Where are all the high quality loans?  (Read 19020 times)

rawraw

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Re: Where are all the high quality loans?
« Reply #45 on: July 29, 2014, 08:13:20 AM »
Perhaps you need to invest more $ per loan, so that you get the $ moved in that you want, without using so many loans.

Anyone here uses Kelly Criterion (http://en.wikipedia.org/wiki/Kelly_criterion) to determine how much to invest on a particular loan?
An example of why I love Fred being a member here. . .
Do you use it?  Seems interesting to me

Fred

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Re: Where are all the high quality loans?
« Reply #46 on: July 29, 2014, 03:28:15 PM »
Anyone here uses Kelly Criterion (http://en.wikipedia.org/wiki/Kelly_criterion) to determine how much to invest on a particular loan?
An example of why I love Fred being a member here. . .
Do you use it?  Seems interesting to me

No, I do not use it (yet), because the criterion depends on the available cash in the portfolio.  My cash has almost always been < 0.5%. 

However, I might start implementing the criterion now that my cash is growing, due to the rarity of "quality" loans. :-(

rawraw

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Re: Where are all the high quality loans?
« Reply #47 on: August 05, 2014, 05:58:40 PM »
Volume picked up significantly for me today.

lascott

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Re: Where are all the high quality loans?
« Reply #48 on: August 05, 2014, 06:38:50 PM »
Volume picked up significantly for me today.
Good news since my deposit happens tomorrow and I've decided to enlarge it on a per month basis.
Tools I use: (main) BlueVestment: https://www.bluevestment.com/app/pricing + https://www.interestradar.com/ , (others) Lending Robot referral link: https://www.lendingrobot.com/ref/scott473/  & Peercube referral code: DFVA9Y

trevor

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Re: Where are all the high quality loans?
« Reply #49 on: August 05, 2014, 11:14:05 PM »
Volume picked up significantly for me today.

Same here. High income loans were abundant today. Hopefully this volume keeps up.

JoeB

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Re: Where are all the high quality loans?
« Reply #50 on: August 05, 2014, 11:44:42 PM »
Today was back to 'normal'.
Best to all,

JB

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Re: Where are all the high quality loans?
« Reply #51 on: August 06, 2014, 07:48:45 AM »
Same experience here, the volume is back to normal levels, guess was a weird blip in loan pipeline in terms of quality...hopefully will not be a regular occurence