Author Topic: Top 5, 10, 15????  (Read 13564 times)

rockinray

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Top 5, 10, 15????
« on: August 08, 2014, 12:04:40 PM »
Hey all,

I am wondering if you can share your "top percentage" that you use with both PM and LM when you use Bryce's picks?

For PM, I tend to use the top 5% and I am not getting many notes. So, I am reaching out to see what you all use and what kind of results you get.   :)

Thanks - Ray

brycemason

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Re: Top 5, 10, 15????
« Reply #1 on: August 08, 2014, 12:05:49 PM »
I use Top 5% on PMax, D/E only. Sometimes I go through a drought where I might get 1 note all day. However, in recent days, volume has been very good.

rockinray

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Re: Top 5, 10, 15????
« Reply #2 on: August 08, 2014, 12:13:11 PM »
Thanks for the quick reply Bryce!

Do you do anything with C notes? I typically will not buy any F notes as I have not had very good luck with them.

Also, if you do any LM, are you top 5 there too? Or, do you give a little more here, such as top 10%?

Just curious.

Thanks, Ray

lascott

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Re: Top 5, 10, 15????
« Reply #3 on: August 08, 2014, 12:20:24 PM »
I have just started using LMin. And have been using PMax for 4ish months.

I use 5, 10, and 25 depending on how much cash I have I want invested and what I want my "asset allocation balance" to be between LM (A/B) and PM (C/D/E). You don't have to buy them all in a few days.  ie. moving $500 for a deposit in a month is like an average of 15 per day.
Tools I use: (main) BlueVestment: https://www.bluevestment.com/app/pricing + https://www.interestradar.com/ , (others) Lending Robot referral link: https://www.lendingrobot.com/ref/scott473/  & Peercube referral code: DFVA9Y

brother7

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Re: Top 5, 10, 15????
« Reply #4 on: August 08, 2014, 12:28:40 PM »
I'm investing for my brother who's more conservative than me. I started him off with LM Top 5% and PM Top 5%. Then I noticed LM purchases were far outpacing PM purchases so I loosened the PM reins to Top 10%. Purchases are still skewed towards A and B loans but not as much as before.

rockinray

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Re: Top 5, 10, 15????
« Reply #5 on: August 08, 2014, 01:32:25 PM »
Wow - thanks for all of the feedback!

I am currently doing top 5% PM and top 10% LM, may change the LM to top 5%....

Ray

brycemason

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Re: Top 5, 10, 15????
« Reply #6 on: August 08, 2014, 02:13:22 PM »
Next time, if you add a few more question marks to your title, we might reply even faster!

rockinray

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Re: Top 5, 10, 15????
« Reply #7 on: August 08, 2014, 04:06:40 PM »
Next time, if you add a few more question marks to your title, we might reply even faster!

LOL - I will remember that!    8)

rawraw

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Re: Top 5, 10, 15????
« Reply #8 on: August 08, 2014, 05:06:02 PM »
I use Top 5% on PMax, D/E only. Sometimes I go through a drought where I might get 1 note all day. However, in recent days, volume has been very good.
Legit.  I'm trying to find a way to mimic how I used to do high grade LM notes mixed with PM notes.  If anyone has figured out a new filter to get that, let me know.  I get very few hits of low grade PM notes, but very high hits on LM or PM note filters.  Trying to have the middle ground between the two as well

brycemason

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Re: Top 5, 10, 15????
« Reply #9 on: August 08, 2014, 08:24:44 PM »
Recall that PMax and LMin no longer intersect.

http://www.lendacademy.com/forum/index.php?topic=2483.0

I get very few hits of low grade PM notes, but very high hits on LM or PM note filters.  Trying to have the middle ground between the two as well

rawraw

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Re: Top 5, 10, 15????
« Reply #10 on: August 09, 2014, 12:34:52 AM »
Recall that PMax and LMin no longer intersect.

http://www.lendacademy.com/forum/index.php?topic=2483.0

I get very few hits of low grade PM notes, but very high hits on LM or PM note filters.  Trying to have the middle ground between the two as well
Yea I know.  But when I try to get high grade PM notes, doesn't seem like it finds many.  I'll probably just have to rely on low grade B's in LM

brother7

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Re: Top 5, 10, 15????
« Reply #11 on: August 09, 2014, 03:20:11 AM »
I'll probably just have to rely on low grade B's in LM
Please help me understand the term "low grade B". I thought B loans are by definition high grade.

rawraw

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Re: Top 5, 10, 15????
« Reply #12 on: August 09, 2014, 07:12:37 AM »
I'll probably just have to rely on low grade B's in LM
Please help me understand the term "low grade B". I thought B loans are by definition high grade.
I meant it as a relative reference, so B5 vs B1

lascott

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Re: Top 5, 10, 15????
« Reply #13 on: August 09, 2014, 08:25:56 AM »
I'll probably just have to rely on low grade B's in LM
Please help me understand the term "low grade B". I thought B loans are by definition high grade.
I meant it as a relative reference, so B5 vs B1
https://www.lendingclub.com/public/how-we-set-interest-rates.action
Tools I use: (main) BlueVestment: https://www.bluevestment.com/app/pricing + https://www.interestradar.com/ , (others) Lending Robot referral link: https://www.lendingrobot.com/ref/scott473/  & Peercube referral code: DFVA9Y

rockinray

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Re: Top 5, 10, 15????
« Reply #14 on: December 05, 2014, 08:11:01 AM »
Hey guys, I am going to bring this back up...

Currently, I am going for the top 5% in both PM and LM, but i am only getting LM notes. Seems as of late, the PM notes are few and far between at this level.

So, where are you all these days on the "%" factor? I am considering 10% PM and sticking with 5% LM.

Thanks guys for any feedback.

Ray