Author Topic: 2014-08-21 10:00 - no LC publication?  (Read 15514 times)

BruiserB

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2014-08-21 10:00 - no LC publication?
« Reply #15 on: August 29, 2014, 07:30:19 AM »
According to:

https://lendingrobot.com/#/resources/latest/LC

There were only 4 loans total in the feeding. Not sure what went on.


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brycemason

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Re: 2014-08-21 10:00 - no LC publication?
« Reply #16 on: August 29, 2014, 08:44:43 AM »
True story. My system didn't even run due to lack of a worthwhile loan drop.

Fred

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Re: 2014-08-21 10:00 - no LC publication?
« Reply #17 on: August 29, 2014, 11:00:59 AM »
There were a few Date value errors in one of early CSV files.

However, this is a good situation for me to asses "LC without P2P-Picks" scenario.

There seems to be many other high-speed LC systems out there since the FundedAmount on many of the loans are high already within a few seconds of the drop.

My system picked this loan (FICO 805, Grade D2, Rate 16.29):
Quote
2014-08-28 18:00:54,489 [main] INFO  Investor - 1. LoanId=26368355, IntRate=16.29, LoanAmnt=30000, Term=36,  FundedAmnt=8850, DTI=0.40, AnnualInc=75000, LoanAmntPerMonthInc=4.80, InqLast6Mths=0, DelinqAmnt=0,  RevolUtil=0.70,  FicoRangeLow=805, Installment=1059.02, TotalBalExMort=317, RevolBal=317, IsIncV=FALSE, SubGrade=D2, EmpTitle=null, EmpLength=n/a, Purpose=Home buying, AddrState=CA, ReviewStatus=Submitted, InitialListStatus=f, EarliestCrLine=1994-11-27, IlsExpT=18:00:00, ListT=18:00:00

Lovinglifestyle

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Re: 2014-08-21 10:00 - no LC publication?
« Reply #18 on: August 29, 2014, 11:46:10 AM »
Were there really no loans for both LC PMax and LC LMin at Thursday's 6pm feeding? (8/28/2014)

That would surprise me because I took 5 of the 11 in my personal LC filter at that feeding.  Maybe my filter really sxxxs.

brycemason

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Re: 2014-08-21 10:00 - no LC publication?
« Reply #19 on: August 29, 2014, 12:47:18 PM »
Suck is too strong. I'm of the opinion that redoing the underwriting (a) might gain you 100bps if you're fortunate and (b) it's protective against major and sudden shifts in borrower quality.

brother7

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Re: 2014-08-21 10:00 - no LC publication?
« Reply #20 on: September 23, 2014, 05:34:50 PM »
9/23/2014
No publication for 10am and 2pm. First time I've seen back-to-back missed P2P-Picks publications.

brycemason

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2014-08-21 10:00 - no LC publication?
« Reply #21 on: September 24, 2014, 09:22:24 AM »
LC changed drop time. I have a job.

lascott

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Re: 2014-08-21 10:00 - no LC publication?
« Reply #22 on: September 24, 2014, 10:44:06 AM »
LC changed drop time. I have a job.
Much thanks for your efforts in dealing with this ever moving target!
Tools I use: (main) BlueVestment: https://www.bluevestment.com/app/pricing + https://www.interestradar.com/ , (others) Lending Robot referral link: https://www.lendingrobot.com/ref/scott473/  & Peercube referral code: DFVA9Y

rawraw

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Re: 2014-08-21 10:00 - no LC publication?
« Reply #23 on: September 24, 2014, 02:08:54 PM »
While I'd hope the intent of this thread is to point out something Bryce may have missed, it seems in inconsiderate to me to continue a thread of times that P2P-Picks screwed up when it is a free service for retail.  Just my two cents

brother7

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Re: 2014-08-21 10:00 - no LC publication?
« Reply #24 on: September 24, 2014, 05:26:07 PM »
While I'd hope the intent of this thread is to point out something Bryce may have missed...
That was the intent.
No disrespect to Bryce intended.