Added New Features to Percentile Tool

[turing]

If you are using the data from this page on the left hand side:  https://www.lendingclub.com/account/lenderBenchmarkReturns.action#what-are-nar

Then your results are correct.  You are outperforming almost everyone by a large margin.  Great work.

[Lovinglifestyle]

If you are using the data from this page on the left hand side:  https://www.lendingclub.com/account/lenderBenchmarkReturns.action#what-are-nar

Then your results are correct.  You are outperforming almost everyone by a large margin.  Great work.

Yes, those are the numbers I used.  Thanks, but I don't deserve credit for the false appearances.  I sell late and grace notes, often foolishly for as little as necessary to get them sold while trying to do better.  Thanks for giving us this tool!

[turing]

Yes, those are the numbers I used.  Thanks, but I don't deserve credit for the false appearances.  I sell late and grace notes, often foolishly for as little as necessary to get them sold while trying to do better.  Thanks for giving us this tool!

Ah, that explains it.  Not exactly apples to apples but probably fun to see none the less.  Thanks for trying it out. 

[rawraw]

Yea I sell on Folio as well.  But I'm not default adverse like him, so I only sell FICO drops now.  My Folio return is roughly 9% on those sales.

[Lovinglifestyle]

Yea I sell on Folio as well.  But I'm not default adverse like him, so I only sell FICO drops now.  My Folio return is roughly 9% on those sales.

9% on the FICO drops sounds great!  0% on Folio would be an improvement for me.  I tried selling the dropped FICOs for awhile and it seemed to take a lot of time to find them and get them listed, so in self-defense now I only go looking when I run out of more pressing concerns. 

btw, I'm a  "she".   

[lascott]

30% 36 and 70% 60 month.  Different composition than lots of other users on the forums.

Our genetic algorithm likes quite a few of these notes.  After looking into it more it looks like there is quite a bit of profit potential just because of the way Lending Club prices them.  I wrote an article about it.

Why we have quite a few 60 month notes and $35,000 notes
http://blog.peertopeerquant.com/2014/10/why-60-month-35000-p2p-notes-are-great.html

Interesting blog. Thanks much.