Listen to the new Lend Academy Podcasthttp://www.lendacademy.com/category/podcast/
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If you are using the data from this page on the left hand side: https://www.lendingclub.com/account/lenderBenchmarkReturns.action#what-are-narThen your results are correct. You are outperforming almost everyone by a large margin. Great work.
Yes, those are the numbers I used. Thanks, but I don't deserve credit for the false appearances. I sell late and grace notes, often foolishly for as little as necessary to get them sold while trying to do better. Thanks for giving us this tool!
Yea I sell on Folio as well. But I'm not default adverse like him, so I only sell FICO drops now. My Folio return is roughly 9% on those sales.
30% 36 and 70% 60 month. Different composition than lots of other users on the forums.Our genetic algorithm likes quite a few of these notes. After looking into it more it looks like there is quite a bit of profit potential just because of the way Lending Club prices them. I wrote an article about it.Why we have quite a few 60 month notes and $35,000 noteshttp://blog.peertopeerquant.com/2014/10/why-60-month-35000-p2p-notes-are-great.html