Author Topic: LC - end of Quarter effect  (Read 19427 times)

Rob L

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Re: LC - end of Quarter effect
« Reply #45 on: March 23, 2016, 10:07:38 PM »
I have not specified show all, so the default is false. The only notes I do see and should see are the new ones.
I long ago requested and have access to whole loans when they are released. They show up as expected.
No LC changes of late, my mistake. Or as MIss Emily Litella (Gilda) would have said; "Nevermind" ....

Booleans

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Re: LC - end of Quarter effect
« Reply #46 on: March 24, 2016, 01:01:30 PM »
My father just opened a Lending Club account and I've been running it with my automated investing code. Last week my filter was giving me around 20 loans each day. Now though I haven't managed to buy a single loan within the past two days.

It turns out changing my password messed up the task scheduler and my code wasn't running properly.
« Last Edit: March 25, 2016, 02:21:31 PM by Booleans »

lascott

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Re: LC - end of Quarter effect
« Reply #47 on: March 24, 2016, 02:45:40 PM »
I was thinking that my Expected Monthly Payment (EMP) would go up along with the list of notes being "issued" BUT even tho I see notes being "issued" my EMP is really changing very modestly in the past few days.  I'm I wrong about "issued" notes supposedly jiving directly with EMP?!?  (Logically EMP does change (go down) with paid off notes as well. This is obvious when I see changes to my P2P-Picks portfolios).

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lascott

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Re: LC - end of Quarter effect
« Reply #48 on: March 25, 2016, 06:08:06 PM »
Well this is quite a ski slope ;)

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Fred93

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Re: LC - end of Quarter effect
« Reply #49 on: March 25, 2016, 06:13:13 PM »
It is the end of the quarter, and both LC and P are releasing significant #s of loans.  (rather than the usual slowdown)  This means that they are not ahead of plan, as they usually are at this time.  Hard to know whether they are at plan or behind.

Perhaps this quarter's numbers may show a bit slower growth than the recent past? 

Or perhaps the additional delay thru webbank these days has shifted the timing?

jheizer

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Re: LC - end of Quarter effect
« Reply #50 on: March 25, 2016, 06:17:41 PM »
And weirdly I've only bought into 2 loans in the last 5 days.  Cash is backing up.  Not sure why.  Haven't had time to dig into it really.
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MarinBB

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Re: LC - end of Quarter effect
« Reply #51 on: March 25, 2016, 09:43:57 PM »
And weirdly I've only bought into 2 loans in the last 5 days.  Cash is backing up.  Not sure why.  Haven't had time to dig into it really.

Same story here. There was a massive release of ~736 listings at 6pm PT today and I bid on zero of them. Only 80 of them had a rate of over 10% which seems oddly imbalanced.