Diversification question - Too many notes?

[BruiserB]

I would like to invest much more but I am concern about about liquidity in cases of emergency.  What do you say?

If liquidity is that important then put your money elsewhere.

I do think BayouBill makes a good point though.  I know the liquidity risk with LendingClub and have put in money that I don't anticipate needing quickly.  However, if I did need to get cash out, I'd much rather sell off $25 notes than $200 notes as I think there would be a lot more investors willing to buy the smaller loans.  So even if I wanted to invest $200 in a loan, I'd rather buy 8 $25 notes than 1 $200 note.  Even though I don't plan to liquidate my investment, I'd prefer to make it in a way that would allow it to be most easily liquidated in case of need.

[racist]

There is no problem to invest 25/note, if you use API.

I have most notes 25-100 with 500k+ bankroll, it does not take so long if doing on auto. But if you have to do it manually I would stick with much higher notes. Not only that time is money, but it is also quite difficult to get the right loans with bare hands.