Author Topic: What does your "Understanding Your Returns" page look like? Here's mine  (Read 253076 times)

scotty0318

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Re: What does your "Understanding Your Returns" page look like? Here's mine
« Reply #540 on: March 01, 2017, 12:06:51 PM »
Adjusted Net Annualized Return3 ?:   9.46%
Weighted Average Interest Rate:           20.57%
Weighted Average Age of Portfolio:           6.8 mos
Number of Notes:                                   1,338

A(0.0%) B (0.5%) C(22.1%) D(24.4%) E(39.6%) F(10.8%) G(2.7%)

Payments  36(48.9%) 60(51.1%)

**Where do you find the following information?**
vs All Accounts:
vs Similar Aged Accounts:
vs Similar Aged and WAIR Accounts:

BruiserB

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Re: What does your "Understanding Your Returns" page look like? Here's mine
« Reply #541 on: March 01, 2017, 12:37:54 PM »
My Updates:

Measure         Standard Account                 IRA Account
ANAR             7.66                                      6.04
WAIR             17.61                                    19.28
WAAoP          29.5                                      18.5
#Notes           13,453                                  2,293
WAIR-ANAR   9.95                                      13.24
A                    3.9                                        0.0
B                    14.3                                      0.1
C                    16.7                                      23.6
D                    19.3                                      29.0
E                    25.2                                       29.1
F                     17.2                                       16.4
G                    3.3                                         1.8
36                  37.9                                        30.7
60                  62.1                                       69.3
Q                    86.28                                     64.15
R                    90.60                                     78.55
S                    84.05                                     82.16
                      No Folio                                  No Folio

2017 XIRR      -1.37                                     -1.31


Both accounts negative returns YTD.

Lovinglifestyle

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Re: What does your "Understanding Your Returns" page look like? Here's mine
« Reply #542 on: March 01, 2017, 02:01:24 PM »
Combined ANAR:                            8.42%
Weighted Average Interest Rate:      18.53%
Weighted Average Age of Portfolio: 38.2 mos
Number of Notes:                      5,819

A (0.3%) B (9.3%) C(11.9%) D(13.4%) E(38.5%) F(19.8%) G(6.9%)
Payments  36(38.0%) 60(62.0%)

vs All Accounts:
91.60
vs Similar Age Accounts: (38.2 mos.)
0.00
vs Similar Age and WAIR Accounts: (WAIR 18.53)
0.00


hambling

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Re: What does your "Understanding Your Returns" page look like? Here's mine
« Reply #543 on: March 01, 2017, 03:36:43 PM »
Combined ANAR:                            6.18%
Weighted Average Interest Rate:      15.88%
Weighted Average Age of Portfolio: 19.4 mos
Number of Notes:                     1,028

A (2.0%) B (8.5%) C(28.1%) D(35.4%) E(16.9%) F(6.8%) G(2.3%)
Term   36(62.8%) 60(37.2%)

vs All Accounts:
67.63
vs Similar Age Accounts: (19.4 mos.)
81.34
vs Similar Age and WAIR Accounts: (WAIR 15.88)
82.82

hambling

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Re: What does your "Understanding Your Returns" page look like? Here's mine
« Reply #544 on: March 01, 2017, 03:51:28 PM »
IRA

Combined ANAR:                            6.39%
Weighted Average Interest Rate:      17.42%
Weighted Average Age of Portfolio: 17.0 mos
Number of Notes:                             919

A (0.4%) B (4.5%) C(23.4%) D(37.6%) E(23.5%) F(8.7%) G(1.9%)
Term   36(62.4%) 60(37.6%)

vs All Accounts:
71.3
vs Similar Age Accounts: (17.0 mos.)
85.96
vs Similar Age and WAIR Accounts: (WAIR 17.42%)
87.25

ameydhar

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Re: What does your "Understanding Your Returns" page look like? Here's mine
« Reply #545 on: March 01, 2017, 11:20:35 PM »
Combined ANAR:                            8.34%
Weighted Average Interest Rate:      17.30%
Weighted Average Age of Portfolio: 9.3 mos
Number of Notes:                     531

A (1.9%) B (8.2%) C(28.3%) D(34.7%) E(18.9%) F(7.2%) G(0.7%)
Term:  36(45.0%) 60(55.0%)

vs All Accounts:
91.11
vs Similar Age Accounts:
92.68
vs Similar Age and WAIR Accounts:
90.99
$10k managed for free at LendingRobot: https://www.lendingrobot.com/ref/seYfx332/

jennrod12

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Re: What does your "Understanding Your Returns" page look like? Here's mine
« Reply #546 on: March 02, 2017, 10:37:28 PM »
Jennrod12 "Buy & Hold" account:

Adjusted Net Annualized Return3:   4.09%
Weighted Average Interest Rate:   13.48%
Weighted Average Age of Portfolio:   16.4 mos
Number of Notes:   200
Number of Active notes: 146

A(2.4%) B (22.5%) C(40.5%) D(23.6%) E(7.8%) F(3.1%) G(0.0%)
Term: 36(99.1%) 60(0.9%)

vs All Accounts: 24.77
vs Similar Age Accounts: 36.70
vs Similar Age and WAIR Accounts: 32.11

Seems to have slipped a bit this month, relative to others as shown in my ANAR Compare numbers.

Thanks for compiling this!

Jenn

Paulie2083

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Re: What does your "Understanding Your Returns" page look like? Here's mine
« Reply #547 on: March 03, 2017, 01:17:24 AM »
Adjusted Net Annualized Return3 ?:   9.54%
Weighted Average Interest Rate:   19.54%
Weighted Average Age of Portfolio:   7.9 mos
Number of Notes:   1,236

vs All Accounts:
95.21
vs Similar Age Accounts:
94.85
vs Similar Age and WAIR Accounts:
90.86

(0.0%) B (0.0%) C(1.3%) D(64.0%) E(34.7%) F(0.0%) G(0.0%)


jpildis

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Re: What does your "Understanding Your Returns" page look like? Here's mine
« Reply #548 on: March 03, 2017, 10:27:54 AM »
ANAR: 9.85%
WAIR: 20.97%
WAA: 22.7 Months
notes 1440

C=0.1%, D=23.5%, E=46.7%, F=25.8%, G=3.8%
36 = 4% / 60 month=96%

59% Purchased / 41% Originated

10.20% XIRR


lascott

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Re: What does your "Understanding Your Returns" page look like? Here's mine
« Reply #549 on: March 03, 2017, 11:06:58 AM »
I will update this tomorrow. No new accounts are being added at this time. We have a pretty good representation.
Tools I use: (main) BlueVestment: https://www.bluevestment.com/app/pricing + https://www.interestradar.com/ , (others) Lending Robot referral link: https://www.lendingrobot.com/ref/scott473/  & Peercube referral code: DFVA9Y

storm

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Re: What does your "Understanding Your Returns" page look like? Here's mine
« Reply #550 on: March 03, 2017, 10:45:28 PM »
Combined ANAR:  9.46%
Weighted Average Interest Rate:   15.13%
Weighted Average Age of Portfolio:   31.4 mos
Number of Notes:   6,624

A(0.0%) B (9.9%) C(45.1%) D(23.4%) E(17.0%) F(3.6%) G(1.1%)
Payments  36(35.7%) 60(64.3%)

vs All Accounts: 94.65
vs Similar Age Accounts: 0.00
vs Similar Age and WAIR Accounts: 0.00

lascott

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Re: What does your "Understanding Your Returns" page look like? Here's mine
« Reply #551 on: March 04, 2017, 11:12:01 AM »
Thanks everyone. One person stood out this month :)

Feb'17 (vs Jan'17)
Image: http://i.imgur.com/MlWWJI7.jpg
Image: http://i.imgur.com/nYVNz4y.jpg
<snip>
« Last Edit: March 08, 2017, 10:28:09 AM by lascott »
Tools I use: (main) BlueVestment: https://www.bluevestment.com/app/pricing + https://www.interestradar.com/ , (others) Lending Robot referral link: https://www.lendingrobot.com/ref/scott473/  & Peercube referral code: DFVA9Y

twigster

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Re: What does your "Understanding Your Returns" page look like? Here's mine
« Reply #552 on: March 05, 2017, 09:50:03 AM »
twigster ROTH:
Your Notes purchased on the Lending Club platform
Adjusted Net Annualized Return:   7.94%
Weighted Average Interest Rate:   13.50%
Weighted Average Age of Portfolio:   19.0 mos
Number of Notes: 3,039

A(14.3%) B (4.0%) C(49.5%) D(23.6%) E(8.3%) F(0.3%) G(0.1%)
Payments  36(37.3%) 60(62.7%)

vs All Accounts: 88.32
vs Similar Age Accounts: 96.82
vs Similar Age and WAIR Accounts: 96.15
_______________________________________

twigster:
Your Notes purchased on the Lending Club platform
Adjusted Net Annualized Return:   8.56%
Weighted Average Interest Rate:   13.81%
Weighted Average Age of Portfolio:   26.4 mos
Number of Notes: 1,127

A(12.2%) B (9.3%) C(43.6%) D(34.9%) E(0.1%) F(0.0%) G(0.0%)
Payments  36(46%) 60(54%)

vs All Accounts: 91.47
vs Similar Age Accounts: 96.79
vs Similar Age and WAIR Accounts: 96.89

_______________________________________________________________________________________________
Have been transitioning over to A notes starting beginning of December, so main account is up to 14.3% A notes (from 0%) in about 3 months by just reinvesting payments in new A notes.  Still no negative months, and returns look like they are starting to stabilize a bit.  No unexpected churning on the A notes and so far no lates.   

JohnnyP

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Re: What does your "Understanding Your Returns" page look like? Here's mine
« Reply #553 on: March 05, 2017, 06:45:48 PM »
I keep seeing these stats in everybody's post:

vs All Accounts: 94.65
vs Similar Age Accounts: 0.00
vs Similar Age and WAIR Accounts: 0.00

I cannot find it anywhere in my 'Understanding Your Returns' area. Where are you finding it?


Rob L

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Re: What does your "Understanding Your Returns" page look like? Here's mine
« Reply #554 on: March 05, 2017, 07:05:57 PM »
Use: Replacement to P2P Quant's Percentile Tool http://lc.geekminute.com
Courtesy of Jon