Author Topic: What does your "Understanding Your Returns" page look like? Here's mine  (Read 258122 times)

lascott

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Re: What does your "Understanding Your Returns" page look like? Here's mine
« Reply #405 on: August 03, 2016, 05:45:21 PM »
Sorry, just got back from a roadtrip. Will update the spreadsheet tonight or tomorrow morning.
« Last Edit: August 04, 2016, 02:58:10 PM by lascott »
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lascott

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Re: What does your "Understanding Your Returns" page look like? Here's mine
« Reply #406 on: August 04, 2016, 02:58:20 PM »
Some folio buying and selling going on as percentages and counts changed a fair amount for some. Interesting.

Final --
July (vs June)
Image: http://i.imgur.com/fI10c2V.png
Image: http://i.imgur.com/ZNeqw0u.png

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jheizer

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Re: What does your "Understanding Your Returns" page look like? Here's mine
« Reply #407 on: August 04, 2016, 03:46:30 PM »
My update https://docs.google.com/spreadsheets/d/1vIWsPi5fb3YTo_H3aOnIppxyypQkBZW90HpBcLXLjVo/edit?usp=sharing

A whole lot has changed for my account.  January I stopped added more money so my notes are aging a lot and defaults are rolling in.  10% of my current loans are now sourced from folio at discounts.
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Paulie2083

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Re: What does your "Understanding Your Returns" page look like? Here's mine
« Reply #408 on: August 17, 2016, 06:19:02 PM »
here's mine, still pretty early.

Adjusted Net Annualized Return: 14.44%
Weighted Average Interest Rate: 19.12%
Weighted Average Age of Portfolio: 3.7 mos
Number of Notes:   672

Grade:
C(2.5%) D(54.8%) E(42.6%)
Term:
36(43.1%) 60(56.9%)

vs All Accounts:
99.30
vs Similar Age Accounts:
94.59
vs Similar Age and WAIR Accounts:
77.02
Sorry but I am not adding brand new entries for very young accounts. (you also only have 1 post on the forum) Need to have mature accounts with ongoing info. Also you would have to agree to monthly or atleast always do quarterly updates. The list is large and hard to mange as well as cut-n-paste.

thats fine, i'll keep contributing.

Adjusted Net Annualized Return3 ?:   15.10%
Weighted Average Interest Rate:   19.19%
Weighted Average Age of Portfolio:   4.7 mos
Number of Notes:   727


vs All Accounts:
99.60
vs Similar Age Accounts:
98.07
vs Similar Age and WAIR Accounts:
92.79

Fudgenut

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Re: What does your "Understanding Your Returns" page look like? Here's mine
« Reply #409 on: September 01, 2016, 10:44:26 AM »
Is there another tool to use now?  It appears that http://lc.geekminute.com/Home/ANARCompare is down...

lascott

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Re: What does your "Understanding Your Returns" page look like? Here's mine
« Reply #410 on: September 01, 2016, 10:47:23 AM »
Is there another tool to use now?  It appears that http://lc.geekminute.com/Home/ANARCompare is down...
Hopefully it is just temporary. I'll wait for some updates over the next few days and will update the spreadsheet.
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jheizer

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Re: What does your "Understanding Your Returns" page look like? Here's mine
« Reply #411 on: September 01, 2016, 10:52:38 AM »
Is there another tool to use now?  It appears that http://lc.geekminute.com/Home/ANARCompare is down...

Neighbors getting a new fence installed and the company cut through the cable lines yesterday.  Should hopefully be back up today at some point. 

I work from home so I noticed as soon as it went dead.  Went out and asked them if they noticed anything and they pointed at the wires sticking up out of the ground.  Over heard the one guy say to another "yup, their mark was right on the spot" referencing the underground markings.  Stupid idiots.
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Fred93

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Re: What does your "Understanding Your Returns" page look like? Here's mine
« Reply #412 on: September 01, 2016, 11:33:10 AM »
Neighbors getting a new fence installed and the company cut through the cable lines yesterday. 

My fence guy did same thing!  Never dawned on them that they should look to see what was on the other side of the fence before using the sawzall.

ThinleyWangchuk

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Re: What does your "Understanding Your Returns" page look like? Here's mine
« Reply #413 on: September 01, 2016, 05:11:10 PM »
Will update my info soon...  Currently my ANAR is ~2% less for all accounts.

Fudgenut

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Re: What does your "Understanding Your Returns" page look like? Here's mine
« Reply #414 on: September 01, 2016, 05:38:05 PM »
September 1, 2016

Added folio combined metrics for the first time...not sure if I did that right, as I used all the same numbers except the ANAR for the combined return from the main dashboard home screen.

Fudgenut SEP IRA:
Adjusted Net Annualized Return:   10.24%
Weighted Average Interest Rate:   19.10%
Weighted Average Age of Portfolio:   23.3 mos
Number of Notes:   4,625

A(0.0%) B (0.0%) C(12.2%) D(49.1%) E(26.8%) F(9.7%) G(2.1%)
Payments  36(22.8%) 60(77.2%)

vs All Accounts:
94.07
vs Similar Age Accounts:
98.26
vs Similar Age and WAIR Accounts:
96.24

FOLIO COMBINED
Adjusted Net Annualized Return (COMBINED):   10.37%
vs All Accounts:
94.38
vs Similar Age Accounts:
98.40
vs Similar Age and WAIR Accounts:
96.24

Fudgenut ROTH IRA:
Adjusted Net Annualized Return3 ?:   10.03%
Weighted Average Interest Rate:   19.20%
Weighted Average Age of Portfolio:   23.6 mos
Number of Notes:   3,809

A(0.0%) B (0.0%) C(12.4%) D(48.2%) E(26.6%) F(10.6%) G(2.2%)
Payments  36(21.7%) 60(78.3%)

vs All Accounts:
93.38
vs Similar Age Accounts:
97.91
vs Similar Age and WAIR Accounts:
95.56

FOLIO COMBINED
Adjusted Net Annualized Return (COMBINED):   10.00%
vs All Accounts:
92.93
vs Similar Age Accounts:
97.81
vs Similar Age and WAIR Accounts:
95.56


Fudgenut Taxable:

Adjusted Net Annualized Return3 ?:   8.96%
Weighted Average Interest Rate:   18.86%
Weighted Average Age of Portfolio:   19.5 mos
Number of Notes:   2,372

A(0.0%) B (0.0%) C(9.9%) D(53.2%) E(26.9%) F(8.7%) G(1.3%)
Payments  36(23.2%) 60(76.8%)

vs All Accounts:
87.43
vs Similar Age Accounts:
95.55
vs Similar Age and WAIR Accounts:
88.46

FOLIO COMBINED
Adjusted Net Annualized Return (COMBINED):   9.20%
vs All Accounts:
88.84
vs Similar Age Accounts:
96.48
vs Similar Age and WAIR Accounts:
89.74

jennrod12

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Re: What does your "Understanding Your Returns" page look like? Here's mine
« Reply #415 on: September 04, 2016, 08:34:43 PM »
9/4/2016 - Jennrod12 buy & hold account (still holding)

Adjusted Net Annualized Return3 ?:   5.78%
Weighted Average Interest Rate:   13.48%
Weighted Average Age of Portfolio:   10.5 mos
Number of Notes:   200
Active Notes:  175

A(2.2%) B (24.7%) C(41.0%) D(22.4%) E(6.8%) F(2.8%) G(0.0%)
Payments  36(99.3%) 60(0.7%)

vs All Accounts:
30.17
vs Similar Age Accounts:
41.64
vs Similar Age and WAIR Accounts:
38.79


thanks, and have a great long weekend!

Jenn

twigster

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Re: What does your "Understanding Your Returns" page look like? Here's mine
« Reply #416 on: September 04, 2016, 09:40:06 PM »
It looks like my 6/8/2016 updates are no longer in the current chart.  I see them in the chart posted on July 6th 2016:
Twigster IRA 9.30% (not 10.25%)
Twigster 10.11% (not 10.13%)

lascott

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Re: What does your "Understanding Your Returns" page look like? Here's mine
« Reply #417 on: September 05, 2016, 12:50:27 PM »
It looks like my 6/8/2016 updates are no longer in the current chart.  I see them in the chart posted on July 6th 2016:
Twigster IRA 9.30% (not 10.25%)
Twigster 10.11% (not 10.13%)
Apologies. I'll investigate and correct.

Will update spreadsheet tomorrow.  Others feel free to post your results.
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lascott

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Re: What does your "Understanding Your Returns" page look like? Here's mine
« Reply #418 on: September 07, 2016, 11:40:53 AM »
It looks like my 6/8/2016 updates are no longer in the current chart.  I see them in the chart posted on July 6th 2016:
Twigster IRA 9.30% (not 10.25%)
Twigster 10.11% (not 10.13%)
Found what you were talking about here: http://www.lendacademy.com/forum/index.php?topic=3365.msg36046#msg36046
I have separate tabs in google sheet for each month and create the next tab generally between the 1st and 5th day of the month. Your updates came on the 6th and apparently didn't get moved (removed) forward. Sorry.

« Last Edit: September 07, 2016, 11:54:04 AM by lascott »
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lascott

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Re: What does your "Understanding Your Returns" page look like? Here's mine
« Reply #419 on: September 07, 2016, 12:11:30 PM »
« Last Edit: September 09, 2016, 10:34:15 AM by lascott »
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