November 2, 2016

Fudgenut SEP IRA:

Adjusted Net Annualized Return: 9.91%

Weighted Average Interest Rate: 19.12%

Weighted Average Age of Portfolio: 24.5 mos

Number of Notes: 4,817

A(0.0%) B (0.0%) C(13.4%) D(49.1%) E(25.9%) F(9.5%) G(2.1%)

Payments 36(24.2%) 60(75.8%)

COMBINED

vs All Accounts:

96.01

vs Similar Age Accounts:

98.64

vs Similar Age and WAIR Accounts:

96.59

Fudgenut ROTH IRA:

Adjusted Net Annualized Return3 ?: 9.34%

Weighted Average Interest Rate: 19.20%

Weighted Average Age of Portfolio: 25.2 mos

Number of Notes: 3,894

A(0.0%) B (0.0%) C(15.3%) D(47.4%) E(25.2%) F(10.0%) G(2.1%)

Payments 36(22.5%) 60(77.5%)

FOLIO COMBINED

vs All Accounts:

94.17

vs Similar Age Accounts:

97.64

vs Similar Age and WAIR Accounts:

96.05

Fudgenut Taxable:

Adjusted Net Annualized Return3 ?: 9.00%

Weighted Average Interest Rate: 18.86%

Weighted Average Age of Portfolio: 21.3 mos

Number of Notes: 2,404

A(0.0%) B (0.0%) C(10.0%) D(53.6%) E(26.5%) F(8.6%) G(1.3%)

Payments 36(23.1%) 60(76.9%)

FOLIO COMBINED

vs All Accounts:

92.46

vs Similar Age Accounts:

97.41

vs Similar Age and WAIR Accounts:

95.87