December 3, 2016

Fudgenut SEP IRA:

Adjusted Net Annualized Return: 9.69%

Weighted Average Interest Rate: 19.04%

Weighted Average Age of Portfolio: 24.9 mos

Number of Notes: 4,977

A(0.0%) B (0.0%) C(15.7%) D(48.2%) E(25.2%) F(8.8%) G(2.1%)

Payments 36(27.9%) 60(72.1%)

COMBINED

vs All Accounts:

95.55

vs Similar Age Accounts:

98.52

vs Similar Age and WAIR Accounts:

97.16

Fudgenut ROTH IRA:

Adjusted Net Annualized Return3 ?: 9.11%

Weighted Average Interest Rate: 19.13%

Weighted Average Age of Portfolio: 25.6 mos

Number of Notes: 4,002

A(0.0%) B (0.0%) C(17.1%) D(46.8%) E(24.6%) F(9.4%) G(2.0%)

Payments 36(25.8%) 60(74.2%)

FOLIO COMBINED

vs All Accounts:

94.06

vs Similar Age Accounts:

97.89

vs Similar Age and WAIR Accounts:

97.81

Fudgenut Taxable:

Adjusted Net Annualized Return3 ?: 8.58%

Weighted Average Interest Rate: 18.86%

Weighted Average Age of Portfolio: 22.4 mos

Number of Notes: 2,404

A(0.0%) B (0.0%) C(10.0%) D(53.6%) E(26.7%) F(8.4%) G(1.3%)

Payments 36(22.8%) 60(77.2%)

FOLIO COMBINED

vs All Accounts:

91.27

vs Similar Age Accounts:

95.78

vs Similar Age and WAIR Accounts:

92.15