Feb 3, 2017

Fudgenut SEP IRA:

Adjusted Net Annualized Return: 9.43%

Weighted Average Interest Rate: 18.88%

Weighted Average Age of Portfolio: 25.5 mos

Number of Notes: 5,251

A(0.0%) B (0.7%) C(19.3%) D(46.0%) E(23.8%) F(8.2%) G(1.9%)

Payments 36(33.6%) 60(66.4%)

COMBINED

vs All Accounts:

94.81

vs Similar Age Accounts:

98.66

vs Similar Age and WAIR Accounts:

97.34

Fudgenut ROTH IRA:

Adjusted Net Annualized Return3 ?: 8.84%

Weighted Average Interest Rate: 18.95%

Weighted Average Age of Portfolio: 26.3 mos

Number of Notes: 4,212

A(0.0%) B (0.7%) C(20.7%) D(44.7%) E(23.2%) F(8.8%) G(1.8%)

Payments 36(31.5%) 60(68.5%)

FOLIO COMBINED

vs All Accounts:

92.87

vs Similar Age Accounts:

97.43

vs Similar Age and WAIR Accounts:

93.51

Fudgenut Taxable:

Adjusted Net Annualized Return3 ?: 8.33%

Weighted Average Interest Rate: 18.86%

Weighted Average Age of Portfolio: 24.4 mos

Number of Notes: 2,404

A(0.0%) B (0.0%) C(9.9%) D(53.7%) E(26.7%) F(8.4%) G(1.3%)

Payments 36(22.1%) 60(77.9%)

FOLIO COMBINED

vs All Accounts:

90.53

vs Similar Age Accounts:

95.48

vs Similar Age and WAIR Accounts:

92.38