twigster ROTH:
Your Notes purchased on the Lending Club platform
Adjusted Net Annualized Return: 7.94%
Weighted Average Interest Rate: 13.50%
Weighted Average Age of Portfolio: 19.0 mos
Number of Notes: 3,039
A(14.3%) B (4.0%) C(49.5%) D(23.6%) E(8.3%) F(0.3%) G(0.1%)
Payments 36(37.3%) 60(62.7%)
vs All Accounts: 88.32
vs Similar Age Accounts: 96.82
vs Similar Age and WAIR Accounts: 96.15
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twigster:
Your Notes purchased on the Lending Club platform
Adjusted Net Annualized Return: 8.56%
Weighted Average Interest Rate: 13.81%
Weighted Average Age of Portfolio: 26.4 mos
Number of Notes: 1,127
A(12.2%) B (9.3%) C(43.6%) D(34.9%) E(0.1%) F(0.0%) G(0.0%)
Payments 36(46%) 60(54%)
vs All Accounts: 91.47
vs Similar Age Accounts: 96.79
vs Similar Age and WAIR Accounts: 96.89
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Have been transitioning over to A notes starting beginning of December, so main account is up to 14.3% A notes (from 0%) in about 3 months by just reinvesting payments in new A notes. Still no negative months, and returns look like they are starting to stabilize a bit. No unexpected churning on the A notes and so far no lates.