And so it goes:

It's not just my new loans that are flaking out, it's pretty much across the board. I started with LC in 5/13.
I'm not adding cash exponentially to my portfolio, but I am reinvesting principal and interest. No deposits since 2014.
Charge offs haven't flattened out at 12-14 months.
That seems to be my big problem. It's not simply that new loans are being quickly charged off.

Not giving up though; still trying to stay fully invested. The new interest rates are definitely helping in that regard.
Still could be simply a run of bad luck. It happens.
PS: Trend lines there to make Fred93 happy.
