Author Topic: discount for current loans?  (Read 1269 times)

Edward Reid

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discount for current loans?
« on: January 01, 2018, 01:00:44 PM »
As discussed here previously, LC really should apply a discount even to loans which are current, since it's known that some of those will eventually charge off. But they don't, so ...

Has anyone figured out appropriate discounts? I doubt that a single number would suffice, but perhaps a matrix of major grade (ABCDE) vs age in quarters would suffice.