Author Topic: 1.9% --> 4%  (Read 598 times)

Data Junkie

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1.9% --> 4%
« on: December 21, 2018, 12:11:12 PM »
Small volume investor here, just wanted to crow a little about clawing my way back up to 4% over the last year and a half after a rough start.  I know that 4% is nothing to get excited about, but it seems my strategy is working so I'll keep plugging away to see if I can get to 5%.  It has definitely gotten more difficult to invest with so few loans to choose from so I've had to loosen my standards a bit-- and I hope I haven't jinxed it!  Happy holidays!

lascott

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Re: 1.9% --> 4%
« Reply #1 on: December 21, 2018, 11:40:07 PM »
Small volume investor here, just wanted to crow a little about clawing my way back up to 4% over the last year and a half after a rough start.  I know that 4% is nothing to get excited about, but it seems my strategy is working so I'll keep plugging away to see if I can get to 5%.  It has definitely gotten more difficult to invest with so few loans to choose from so I've had to loosen my standards a bit-- and I hope I haven't jinxed it!  Happy holidays!
Good job on your patience. My kids account had a write-off very early and it took a while to get back to 5%. My two accounts are at 5% or just under. I'm OK with that as I'm withdrawing and I always consider LC to be an alternative to stocks and more akin to returns on bonds anyway.
Tools I use: (main) BlueVestment: https://www.bluevestment.com/app/pricing + https://www.interestradar.com/ , (others) Lending Robot referral link: https://www.lendingrobot.com/ref/scott473/  & Peercube referral code: DFVA9Y