This was probably discussed before?
I searched my total loans for a particular example of what a charged off loan that received a recovery payment in Feb. 2019 looked like at the time it was charged off. The loan has vanished from my records. Just now, I tried to find a different loan: nothing. About a year ago, also tried and gave up. My only idea is that I sold the loans, but I'm getting recovery payments anyway. Did not look up sold loans. Any ideas? (I tried to avoid user incompetence, but who knows.)
Did not want to hijack the negative account balance thread from rj2, but that's what got me started on this wild goose chase. btw, I haven't seen a negative balance and now have $4.00. Thanks Fred93, good to know. I did read about the Feb. 12, 2019 payment policy change when it came out.